Spotlight On Mortgages: August 9, 2013
ATB Bucks Posted Rate Trend ATB, Alberta’s largest lender, became a trailblazer this week by announcing the end of their posted mortgage rate practices. Their actions signal a renewed focus on...
View ArticleMortgages Spotlight: August 16,2013
Mortgage Rates To Climb For At Least Two More Years We’ve witnessed a steady upwards trajectory among fixed mortgage rates over the past few months – but what’s in store for the recent years to come?...
View ArticleSpotlight On Mortgages: August 23, 2013
Canadian High Rise Demand Hits New Low There’s no denying it – a new high rate reality is upon us. This week brings about another fixed rate increase, as RBC hikes both their discounted and posted...
View Article6 Months In: What First Time Home Buyers Have To Say
Purchasing your first home can be an overwhelming, exciting experience – and there are tomes of advice for getting through the process unscathed. However, what can newly-minted homeowners expect after...
View ArticleSpotlight On Mortgages: August 30, 2013
Lower Affordability and Higher Mortgage Rates Don’t Deter Buyers It’s getting tougher to buy a home in Canada – but that’s not stopping buyers determined to make ownership a reality. Home sales rose...
View ArticleShould You Take A Mortgage Vacation?
Wish you didn’t have to pay your mortgage this month? There are services that can make this a reality – if you run into financial hardship or simply want to take a break from paying your mortgage,...
View Article5 Ways To Treat Yo Self… And Actually Save Money!
Are you planning on buying a gift for yourself this holiday season? You’re not alone – self indulgence is on the rise – after all, Oxford Dictionary declared 2013 to be the “year of the selfie”! And,...
View ArticleOntarians Are Choosing Debt Over Retirement Savings
Should I pay off my debts or save for retirement? It’s a dilemma faced by many Canadians, and in Ontario, debt repayment is winning the battle. Forty per cent of Ontarians say paying off debt is their...
View ArticleA Chilly Start For 2014 Mortgage Rates
RateSupermarket.ca Expert Panel Calls for Slight Fixed Rate Rise January 9, 2014: Toronto, Ontario - The new year is off to a frigid start across Canada, and the same can be said for mortgage rates....
View ArticleRBC Fixed Mortgage Rates Cut By 10 Basis Points
UPDATE: Three more big banks have joined the rate cut fray, all docking their five-year fixed rate options by 10 basis points or more. TD: 3.69% Scotiabank: 3.49% (special offer rate) BMO: 3.69% Royal...
View ArticleMortgage Guide: Get Started With Mortgages
Looking to get a mortgage? For most Canadians, this is the biggest financial commitment they’ll ever make. It’s not surprising that many find it a tad overwhelming. But not to fear – this is a great...
View ArticleINFOGRAPHIC: 3 Easy Steps to Save Over $100,000 On Your Mortgage
Want to pay less for your mortgage? It’s possible to cut down the amount you’ll pay by thousands of dollars – you just need to shake up your monthly mortgage payments. Check out these 3 easy steps for...
View Article2014 Mortgage Trends in Canada: A Year in Review
2014 may be drawing to a close, but speculation regarding this year’s mortgage market is far from over. Economists and home buyers alike are waiting with baited breath to see if 2015 will usher in...
View ArticleShould You Renew Your Mortgage Early?
Do you have a mortgage up for renewal in a few months? You may have received a letter from your bank offering you a chance to “renew early and save” or some similar wording. With the extremely low...
View ArticleShould You Refinance Your Mortgage?
A recent study by NerdWallet using mortgage data by Black Knight Financial Services found that Americans are wasting as much as $13 billion per year because they aren’t refinancing their mortgages....
View ArticleProperty Virgins Scared into Rushing Their Purchase
The real estate market is a daunting place to be for the first time, especially in big cities. It’s no secret that buying a home in Toronto and Vancouver can be expensive. The average price for a...
View ArticleWhat Is My Debt-To-Income Ratio? Debt Stats You Should Know
When banks and governments talk of debt, they use some basic numbers and ratios that you can apply to your own life. Front-end ratios, back-end ratios, debt-to-income ratios, credit scores… These...
View ArticleShould You Take A Mortgage Vacation?
Mortgage payments are a fact of life for homeowners, but did you know you might have the option to suspend your payments for a short period? This is often called a mortgage vacation, and you’re...
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